What We Offer
How We Work With You:
Our approach is process-driven proven by evidence-based research
We tell the truth.
- It is impossible to predict the future.
- Market volatility is inevitable.
- Life is constantly changing.
- Money doesn’t buy happiness, but purpose can.
We utilize a proven process to drive results.
- Our process is specific and quantitative.
- Our approach helps to simplify the complexity of your balance sheet.
- We dynamically align your investment strategy with your unique wealth plan.
- The results are better long term returns on investments and more joy in your wealth plan.
You Can Expect
- Individual attention and plenty of time for personal meetings, on demand conversations and questions so you feel completely comfortable with your portfolio and investment decisions.
- When you have a legal, tax or other need, we coordinate specialist referrals and/or collaborative meetings as needed.
- No sales pressure or corporate distractions — it is just your trusted advisor 100% focused on you and your personal vision of success.
Our Process
Empathize
We care about you. We listen and seek to understand before offering our advice. We want to know: What are your biggest financial concerns? What is most important to you? What does success mean to you?
Quantify
We take a full inventory of your assets. We quantify the cost of a lifetime of your expenses. We align the two components through our framework to identify opportunities and risks within your wealth plan.
Simplify
We simplify decisions and give you confidence to take action. We use our framework to run hypothetical scenarios, evaluate tradeoffs and develop the most optimal solutions for you and your family.
Our Framework
What if “I spend more or I spend less?”
We use our framework to run custom spending scenarios. By seeing the impact of different spending levels on financial stability, we provide you with confidence to make spending decisions like buying a property, making a large charitable gift or gifting money to loved ones. We also adjust your investment risk to ensure alignment with any changes to your plan. This intentional alignment of assets and liabilities drives a personalized investment strategy with amplified potential for success.
What if “I risk more or I risk less?”
Based on historical data, over the long-term, higher risk investments result in higher expected returns but also a higher risk of loss. We use our framework to balance the trade-offs of taking on risk to access higher returns compared to taking on less risk for more safety and stability. We intentionally set aside assets that are to be protected while investing the rest for growth. This intuitive and easy to understand process leads to confident decisions and optimal investment returns.
What if “Things do not go as planned?”
Being prepared for the unexpected is an essential aspect of ensuring long-term success.
We use our framework to run stress tests and determine how resilient your current plan is in handling unexpected situations. By evaluating different scenarios and their effects, we can proactively make necessary adjustments in advance of market volatility.
What if “I want to be more strategic?”
A key benefit of our framework is it highlights opportunities to add value and minimize taxes with legal and tax planning. We can run “what if” scenarios for various strategies and calculate the tax benefit and evaluate potential risks. This leads to confidence when collaborating with CPA’s and/or Attorney’s on tax and estate planning.
Our holistic Approach
From the start, our clients feel we care, we listen and we seek to understand. We are not “selling” a product or a service.
How do you know if your current risk exposure is appropriate?
